I used to put my budget money on letter envelopes and bind them by using a rubber band. I think it's a bit messy every time I open each envelope to get my money. So I decided to make a budget wallet using scrap materials. I used scrap cardboard, plastic binder (to bind envelopes), velvet fabric, red zippers and buttons (for the ladybug dots). Now I have my very own ladybug money organizer to organize my budget...
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